Welcome to Debt Solution 4 U |
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Covering letter to send your financial statement |
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| This is a sample letter. Please amend as necessary. | |
| Date: | |
| Private and Confidential | |
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Your address |
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| Creditor Name | |
| Address | |
| Post Code | |
| Dear Sir/Madam | |
| Re: Account/Reference Number: 000000000 | |
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I am sorry to inform you that I am having facing financial difficulties in meeting my monthly contractual payment because…give your reason why your financial circumstance has changed.... I am doing everything possible to improve my current situation and hoping that you will help me to overcome my difficulties. I intent to pay back every penny I owe you. I have taken the initiative to prepare the attached financial statement to show what I can pay during this difficult time. |
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You will note there is a shortfall to meet my current commitments. I have not approached any debt management companies as I do not wish to pay unnecessary charges and management fees. My objective is to pay the maximum amount available to me and I am determined to solve my debt problems as quickly as I can. I am not willing to drag this matter any longer than necessary. The summary of my financial position is as follows: |
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| Total Income | £0,000 |
| Essential Expenditure | £0,000 |
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| Disposable income available to pay my unsecured debts | £0,000 |
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| The total balance of unsecured debt | £0,000 |
| Your current balance outstanding | £0,000 |
| Proposed Pro Rata payments towards your balance | £0,000 |
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For this proposal to be viable, I would very much appreciate your collaboration with the suspension of interest and charges. It is understood that you are under no obligation whatsoever; however I beg you to stop adding interest and charges to help me to reduce and prevent getting into further debt. Furthermore I also hope that you will not consider taking legal action against me whilst I continue to maintained and make regular payments as shown on my proposal. |
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I will be very grateful if you can consider my proposal and look forward to receiving your favourable written confirmation as quickly as possible. In the meantime I will continue to make payments as outlined above. |
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| Please let me know if you need any further information and thank you for your assistance in this matter. | |
| Yours faithfully | |
| Your name | |
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